It would be nice if my insurance paid for fertility treatment. However, I am happy that they do pay for the investigative diagnostic type stuff. I am feeling really grateful about this today because I got the bill in the mail for the HSG. I paid $100 at the hospital the day of the test and they have billed me for $151 more. Actual amount for the HSG was $1,500! So $251 out of my pocket is looking pretty good comparatively.